Vikram Krishna is the Executive Vice President, Head of Group Marketing & Customer Experience at Emirates NBD, with the mandate to position Emirates NBD as a leading banking brand, and enhance its customer experience capabilities. Krishna has successfully developed Emirates NBD into the No.1 banking brand in the UAE, with a brand value of USD 3.53 billion, in addition to making it one of the top 100 financial brands globally.
Krishna oversees the three areas of Marketing, Customer Experience and Customer Lifecycle Management at the Emirates NBD Group level, continuously devising and implementing innovative strategies across all channels, to ensure a customer-centric approach and further grow the bank’s dominant market position. Krishna has also significantly raised Emirates NBD’s presence in the social media space through the successful launch and management of the bank’s social media platforms.
During his tenure as Head of Group Marketing & Customer Experience, Emirates NBD has won several regional and international accolades, including recognition at Dubai Lynx, Effies MENA, Cannes and Midas, New York. Communicate magazine also listed Krishna in its Top 50 Power List for 2011 and 2012. Recognized for having raised the standard of marketing in the region, Krishna was named ‘GMR Marketer of the Year’ at the 2013 Effies MENA awards.
Prior to his current role, Krishna was instrumental in the profitable turnaround of Emirates NBD’s Personal and Auto Loan business. He has also held the posts of Senior VP, Marketing-Retail Assets in HSBC, India, and VP & Head of Mortgages for North India in CitiFinancial. Krishna, who holds a Bachelor’s degree in Mathematical Statistics and an MBA in marketing, began his career with the advertising firm Lowe before moving to the banking industry.
Ali Alomran is a technology and banking executive with over 25 years of achievements in technology, banking, and investment. He brings wide banking knowledge and a distinguished record in delivering enterprise banking solutions.
In 2004, Ali joined Arab National Bank (anb.com.sa) to lead designing and delivering IT solutions for all banking services. He is a member of several products and technology executive committees.
In 1993, he started career in Banque Saudi Fransi (alfransi.com.sa), where he worked in Retail, headed IT development, and led international brokerage.
Ali is regular speaker and advisor in regional finance and technology conferences.
Evans Munyuki is the Chief Digital Officer (CDO) for Emirates NBD, the leading banking group in the region. He is an experienced business leader with 24+ years of experience leading financial and technology organizations in listed companies across both mature and emerging markets.
Before joining Emirates NBD, Evans undertook multiple CDO, CIO and P&L business leadership roles across a combination of traditional financial and technology companies across American, European, and African markets. Evans was also recently CDO and CIO of a rapid growth, German-listed FinTech operating across 14 African and European markets. In addition to multiple certifications, he holds a Master’s Degree in Project Management, Bachelor of Science in Business Administration, and an Associate’s Degree in Applied Science in Electronics Engineering.
Mr. Shino Thomas Philip serves as Head-PMO Transformation Group of National Bank of Oman and manages large-scale Transformation initiatives and technology strategy of the Bank . He has extensive experience in managing Digital Transformation, Operational excellence, Core Banking replacement and Information Security implementations. He has previously worked with major financial institutions in middle east like BankDhofar, Doha Bank and have more than 18 years of experience in Technology and Operations.
Sanjeev is currently the Group CIO of the largest bank in the UAE, First Abu Dhabi Bank. His global career spans 20 years across consulting, technology transformation, technology operations and leadership. Sanjeev is a people focused leader who values strong organizational culture to drive performance. He was responsible for establishing and growing the Technology Department in FAB. Among his recent career highlights Sanjeev successfully lead the region’s largest banking technology and operations integration program. In parallel he and his team implemented leading customer finance solutions, ranging from new mobile and digital wallet propositions to cutting edge corporate banking platforms. He holds a Bachelor’s degree in Mechanical Engineering, an MBA and Insead Leadership qualification.
Ross is a seasoned Chief Information Security Officer (CISO) & Cyber Security professional. He currently serves as the Head of Group Information Security for Ahli United Bank globally. At Ahli United, he provides the strategic framework and direction in Cyber Security & Technology Risk, providing robust security protection and management assurance.
Ross has over 19 years of specialized experience dedicated to leading financial institutions in security policy design, cyber security implementation and security transformation for large financial institutions.
In his previous role at Gulf International Bank, Ross was brought in to modernise and transform the group Information & Cyber Security function for the organisation across multiple international locations, as well as their retail online digital bank, meem.
Ross has worked in over 12 countries accelerating cybersecurity adoption and modernisation programmes and speaks two languages.
An industry Influencer, he has worked with more than 30 companies and 15 banks. He is consistently sought as one of the most influential CISO’s, throughout his industry and in thought leadership circles.
His accreditations include CISSP, CISA, CISM, CRISC and many more. He has been a guest speaker in Cyber Security at Glasgow University in the UK and also contributes to panels and conferences around the world, as well as runs private closed door peer forums for CISO’s in the middle east.
Ross has lived in Bahrain for 3 years. He is a fan of Latin music, an adrenaline enthusiast, and an avid reader and cyber protection measures researcher.
He escapes it all by retreating to his remote adventure spots, where he enjoys activities such as motorbike adventure touring, martial arts, desert driving and dirt biking.
Bart is a Chief Data Officer and Regional Head of Analytics at HSBC Middle East.
He has been in the region since 2012 having worked in a variety of management roles in the fields of Strategy & Change, Remediation Office and numerous data related projects till date. Prior to joining HSBC, Bart was working for international companies focusing on consulting and finance.
Bart is a thought leader in CDO & Analytics holding two Master's degrees: in IT (Scotland) and in Economics (Poland).
Suresh holds a Masters in Business Administration from University of North Carolina Kenan Flagler Business School specializing in Entrepreneurship & Innovation. He has over 32 years of experience in the field of Information Technology of which last 22 years has been in the Banking industry. Suresh currently works for Bank Muscat as Head of IT Architecture & Strategy. His background includes vast and diverse experience in applying high-impact technology solutions to critical business objectives, yielding capabilities that transcend traditional IT operational boundaries. Suresh also has professional certifications in the areas of Project Management, Technology Architecture, Information Security, Risk Management and IT Governance.
Souad Benkredda is the Head of Financial Markets, MENA and the Head of Financial Markets MENAP Sales with team members across various countries. She is also a member of the UAE Country Management Team and responsible for driving and delivering the Financial Markets strategy and revenues in close liaison with the Country CEOs, segment partners as well as regional partners.
Souad joined Standard Chartered in January 2017 from Deutsche Bank where she held various roles over almost 16 years since having joined as a graduate from University.
Amongst other roles, she was the Head of Foreign Exchange Structuring for Germany based out of Frankfurt, the Head of Rates Liability Structuring for Europe based out of London and the Head of Corporate and Institutional Banking (“CIB”) Coverage for MENA based out of London and Dubai.
In her Head of CIB MENA role, Souad was a member of the Deutsche Bank MENA Executive Committee and responsible for a large team across Global Banking and Global Markets including a country CEO. In her most recent role at Deutsche Bank in London she was promoted to the Global Structuring Executive Committee in June 2016.
Souad holds a degree from the University of Paris Dauphine IX (“Maitrise en Science de Gestion) and a degree from the University of Frankfurt (equivalent to a Master in Finance).
Prashant is currently the Head of Marketing and Customer Analytics at First Abu Dhabi Bank. He has over 20 years of international experience in leading teams that use numbers and analytics to drive revenue and generate positive customer impact. At FAB, he looks at maximizing the contribution from the current customer portfolio, Advance analytics and CRM for the personal banking group.
Most of his career was spent in the USA, working for companies like HSBC, Capital One and Booz Allen. He has also been an entrepreneur in the technology space.
Prashant is an alumnus of MIT, The University of Texas at Austin, The Indian Institute of Foreign Trade, New Delhi and The National Institute of Technology, Calicut.
Prashant lives in Abu Dhabi with his family and occasionally tries his hand at Golf.
Stewart Lockie Joined ABK in 2009, having worked previously in Retail Banking in Egypt and the United Kingdom, with Ahli United Bank and Barclays Bank for 18 years.
A seasoned retail banker with over 26 years' experience he holds MSc from the University of South Wales in Management, and a MBA in Chartered Banking from Bangor University. Stewart is a qualified Chartered Manager and a chartered Banker form the Chartered Banking Institute in the UK.
Kolood Algofaily is an experienced executive with 15 years of experience in Retail Banking and Wealth Management. She holds a Master Degree in Business Administration from the University of Leicester, UK. She is currently the Regional Head of Retail Banking and Wealth Management of Central Region at SABB Bank. She is heading a proficient team where she is responsible for strategically steering a network of 40 branches and further consolidating their positions as leading centers of Wealth and financial advisory in the central region of Saudi Arabia. Kolood has been part of several D&I initiatives led by the Bank focusing on women empowerment and financial inclusion.
Seasoned banker with 23 years of corporate & investment banking experience with leading commercial and investment banks in UAE, Bahrain, Bombay and London. 16.5 years with Emirates NBD in Dubai of which the last 5 years as head of corporate banking unit responsible for P&L and balance sheet of USD 3 billion MNC, regional corporates and contracting book of ENBD. The book was built from scratch over a 5 year period. Recently joined RAK Bank as Head of MNC Banking.
Kazim Ali manages Noor Bank’s Corporate Banking division in his role as Head of Corporate Banking. He possesses over 27 years of diverse experience in the banking industry and is one of Noor Bank’s founding members, joining the Bank in 2008. Kazim’s key responsibilities at Noor Bank have comprised of a variety of leadership roles; supervising the overall direction and setting the bank’s strategy, overseeing the formulation and implementation of the Corporate Banking division’s plans, as well as building and maintaining Noor Bank's strong relationships with corporates.
Prior to Noor Bank, he was Senior Vice President of Credit Portfolio Management at ABN Amro Bank NV in Hong Kong. He has also managed corporate relationships, origination and development of the wholesale banking strategy at ABN Amro in Pakistan. Kazim is a holder of a Master’s in Business Administration (MBA) from the Institute of Business Administration in Karachi, Pakistan.
Suresh leads the Business Banking Division of Commercial Bank of Dubai, focusing on providing finance advisory, lending and depositary products and services to SMEs in UAE. He has been working with SMEs in UAE since over 18 years in different banks. His expertise is in offering structured lending solutions to SMEs based on their financing requirements on large scale basis. In times when most banks in UAE stayed away from SMEs, Suresh has been able to develop win-win propositions for SMEs and Banks thereby ensuring availability of finance for SMEs in different industry sectors in UAE.
Suresh has worked at Senior levels in Banks and has been part of many Strategic committees engaged in developing innovative products and services for SMEs in areas of cash management, trade finance and digital technology. Some of the offerings that have been successfully launched for SMEs through these committees include Internet Banking, Mobile App, Cash & Cheque Deposit solutions and Buyer-led supply chain finance. He is an all rounder with knowledge of regulatory and compliance requirements in this space.
Aly Ajani is currently the Corporate Bank Co-Head for Citi in the UAE. He is an experienced banker, with Corporate Banking, Corporate Finance and Mergers & Acquisitions capabilities in the UAE banking sector. Responsible for the Corporate Banking business in the UAE, Aly provides client coverage and drives business growth with a track record of delivering profitable business growth by building strong client relationships. He has extensive experience in portfolio, risk and relationship management with strong credentials of delivering seamless execution of transactions. Aly joined Citi in 2002 in Pakistan. He moved to Dubai in 2010 and has been instrumental in developing Citi UAE’s client base and positioning Citi as a top international bank. He previously worked in Qatar and Pakistan where he was responsible for managing corporate and public sector relationships.
Since 2016, Aly has been heading the Dubai Corporate Bank business and has been involved in various capacities including leading the origination of some landmark deals with the most sophisticated clients in Dubai. Aly holds an MBA from the Institute of Business Administration in Karachi. He is fluent English and Urdu. Aly is married with two kids, is an avid golfer and volunteers with Injaz Al-Arab in the UAE.
Sridhar held a number of senior positions with Citibank and Lloyds Bank in India and the UK. He first joined Citibank in 1996, where he was responsible for setting up their e-commerce business before becoming the Digital Banking Head for Citibank India in 2003. He has also worked for Citibank in London, where he undertook a variety of senior roles for EMEA before joining the Lloyds Banking Group UK. Subsequently, he re-joined Citibank India as head for Digital Banking and Innovation Council.
Sridhar has been a consistent champion of digitalization in the banking industry and drove growth in online customer acquisitions in his previous roles. He has extensive experience across the suite of retail banking products and customer-focused innovations in the digital and mobile space.
With over 20 years of Marketing & Communications experience, Sandeep has helped build successful brands across a diverse spectrum of industries spanning India and Middle East markets.
Sandeep has extensive Banking experience, having worked for 11 years at Union National Bank, as SVP & Head of Corporate Communications before recently joining Commercial Bank of Dubai as the Head of Marketing.
Sandeep has also held senior positions in Marketing at multinational companies like Warner Lambert India and Tiffany Foods, Dubai and has helped build global brands across FMCG, Foods, Aviation, Healthcare, and Retail and Service industries through his advertising career.
He has also dabbled with entrepreneurship running a mid-sized advertising agency and a media agency and a Digital Marketing Training consultancy in Dubai for a few years as well.
Sandeep holds a MBA in Marketing and a Mechanical Engineering degree.
Sandeep is married with two kids and a dog and is passionate about fitness, bootcamps and running.
Murtadha Jawad Al Lawati is the AGM – Head of Marketing and Corporate Communications of Alizz Islamic Bank. He joined Alizz Islamic Bank in November 2017 and is a seasoned Marketing and Communication professional with extensive experience of over 12 years of leading and transforming marketing efforts in various industries.
Prior to joining Alizz Islamic Bank he was the Head of Corporate Affairs at Oman Environmental Services Holding Company and was responsible for implementing an innovative strategic plan to increase revenue, brand recognition and social engagement.
Murtadha is renowned for his ability to assess the comprehensive needs of various key initiatives and businesses and then delivering an innovative, simple and creative communication and marketing strategy that ventures into technology driven marketing activities which show a clear growth path and a visible return on the marketing investment while always delivering strong, sustainable results.
Some of the major projects AL Lawati was involved in during his career include leading and overseeing the rebranding projects that transformed The Wave, Muscat to Al Mouj Muscat and Nawras telecommunications to Ooredoo, supporting both company’s visions to become a leading global brand in their respective sectors.
Murtadha holds a BA in International Studies with a Concentration in International Economics from the American University of Sharjah. Additionally, he is a recipient of the US State Department’s Edward Murrow Program for Leadership grant which allowed him to spend time working at the US State Department. Al Lawati is also the winner of the NTI BizPro Award for Oman’s ‘Young Business Leaders and Super Achievers’ for 2012.
Syed Naqvi is the Head of Data and Analytics for Al Hilal Bank, During his over 17 years of career, Syed oversaw and spearheaded various RegTech, Data and Digital Transformation initiatives for banks and other industries in the Middle East that resulted in impactful profit increases, operational efficiency and regulatory compliance.
Before his current role, Syed has held senior regional positions with SAS, Oracle and Teradata. Syed holds a degree in Computer Systems Engineering and had earned PMP in his mid career. He is also a member of CIO MENA community, GARP, regional Chapter of CFA Institute and actively speaks on topics related to Artificial Intelligence, Data & Analytics, RegTech and Digital Transformations.
Rengan Seshadri is Citi's Head of Cards & Loans for UAE and Bahrain. Prior this role, he was Citi’s Asia Pacific Head of Lending based in Singapore. In 2013, he was the head of Credit Cards & Loans business in Indonesia. Before moving to Asia, Rengan was based in New York with Citi’s US cards business leading product management and marketing for AT&T Universal Card. Rengan has over 20 years of cross-functional experience in consumer banking & retail financial services and has held roles with increasing responsibilities in Operations & Technology, Sales & Marketing, Finance & Strategy.
Rengan holds an M.B.A. from INSEAD, France.
Fahad holds a Master’s degree in Technology, and has over 15+ years of experience which includes taking multiple roles in the technology, supply chain and banking industry.
He has been working in digitizing and automating processes in banks since 2011. He established the PMO of entire retail portfolio as well the Branch Transformation program and is currently the Head of Retail & Enterprise Banking Technology in SABB
Béla Vér graduated from Kandó Kálmán College where he studied Information Technology and continued his education at Corvinus University of Budapest where he acquired an MBA degree. After spending a few years working in IT and finance, he gained professional experience and in 1998 he became one of the founders of ApPello Kft. Since its foundation - due to the talented leadership - the small start-up has evolved into a strong SME company and a recognized financial software developer in the CEE region. Moreover, since 2013, ApPello gained international clients (in Croatia, Czech, Romania and Slovakia) as well.
At the very beginning Béla was actively involved in software development but presently he is responsible for the business development and expansion in foreign countries.
*Speakers to be confirmed
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