Jamal Saleh joined UBF (UAE Banks Federation) in July 2018 and became UBF's Director General on 1st January 2019. Prior to joining UBF, his last role was Head of Credit & Risk and Acting Regional Chief Risk Officer with a leading GCC bank.
Jamal Saleh spent 29 years in banking (Conventional and Islamic) and covered Credit and Enterprise Risk Management (Credit, Market, Operational, Liquidity, and IT Risks).
His first 10 years were in the USA (in Private Banking and Credit) and the last 19 were in the UAE in Corporate Banking, Credit, and Risk Management with three leading UAE banks.
He served as PRMIA's UAE Director General for 7 years (2007-2014) and was concurrently Member on British University's Advisory Board.
Jamal Saleh graduated valedictorian, summa cum laude, from New Jersey (USA) in Finance and Banking, and held 6 professional certifications in credit, finance, investment, and risk management.
He was a frequent TV quest on local and international business channels and newspapers, as well as a key speaker at tens of regional and international forums in UAE, MENA, Singapore, Europe, USA, etc., including 11 years at the renowned RiskMinds of Geneva/Amsterdam from 2006-2016, and the Commonwealth of Nations at Westminster Palace's Central Hall in London.
Shaker Zainal the Chief mSME Officer of Emirates Development Bank. He is responsible for aligning EDB’s products and services with its vision of becoming UAE’s key financial engine for economic development and industrial advancement. Shaker oversees EDB’s offering to entrepreneurs and micro, small and medium-sized enterprises, such as tailored financing and digital banking products, as well as non-financial support including education and advisory services around advancing innovation, generating in-country value, financial literacy, and creditworthiness.
Shaker brings with him over 24 years of banking experience in the areas of operations, retail banking, SME and commercial banking and previously held positions at CBl, Mashreq Bank, and HSBC. He also serves as a banking and accounting expert to the UAE Ministry of Justice and the courts in UAE.
Shaker holds an executive MBA from HULT International Business School in Boston, USA, and a bachelor’s degree in Accounting from the UAE University.
Ahmad Mohamed Abu Eideh, Chief Executive Officer at Invest Bank P.S.C..
A financial services veteran with 31 years of experience in leadership roles in the banking industry.
In the course of his tenure in the banking industry, Mr. Abu Eideh has a wealth of local, regional and international experience, especially in Corporate/Investment Banking. In addition to corporate turnarounds and digital transformation.
Previously, Mr. Abu Eideh was Chief Executive Officer of Standard Chartered Bank Middle East (Jordan, Egypt, Iraq and Lebanon) and held other senior positions in several banks including, HSBC and ABN AMRO. His last role before joining Invest Bank was the CEO for United Arab Bank.
Mr. Abu Eideh earned a Bachelor degree in Economics and minor degree in Finance and Banking from Yarmouk University in Jordan.
Srinivasan Sampath is the Acting Chief Technology Officer at First Abu Dhabi Bank (FAB). Sampath has the responsibility for driving the Group’s Technology and Transformation Strategy to ensure that FAB is ready for the next generation of Digital Banking services. Sampath has more than 25+ years of experience in the banking industry. He has delivered several large integration programs in multiple regions. Specialized n creating business value, employee engagement and strengthening business relationships. In the recent years, Sampath has also been involved in leading digitization programs covering end to end digital customer experience and process automation. He was also involved in implementing the first cross border blockchain remittance transaction between two major banks. Sampath has been a chairperson and member of several advisory boards. Sampath holds ACIB from institute of Financial Services (UK) and BSC (Hons) from Manchester University (UK).
Soumaya Hissoussi is a Senior Vice President and Private Banker for Lombard Odier & Cie, based in
the Abu Dhabi Branch in the United Arab Emirates.
After finishing her Masters degree in international business at California State University, Soumaya
became a Managing Partner at a Beverly Hills-based consultancy. She then moved to Geneva,
Switzerland with Falcon Private Bank, where her role allowed her to build specialist expertise and
connections in the Middle East. During this time, Soumaya gained an Executive MBA in asset
management from the University of Geneva.
Soumaya has been at Lombard Odier since 2014, and has been dedicated to building trusted
relationships with key clients in the UAE and in Kuwait. She was shortlisted in 2015 as a Rising Star in
the GCC region wealth management sector by industry magazine WealthBriefing.
Vik is a Business & Digital Transformation Executive having worked with leading financial institutions in multiple countries across North America and Asia.
He is an expert in Digital Banking, Organizational Value creation, Technology & Operations Strategy, Digital Transformation & Innovation, Lean Six Sigma, Agile Delivery and Intelligent Automation.
Currently with Emirates NBD, he moved to Dubai from Canada in 2019 and has been helping lead ENBD’s Digital Transformation efforts.
DONGJUN (DJ) CHOI joined RAKBANK in March of 2022 as Chief Customer Officer and is leading the Customer & Strategic Analytics function, which includes Group Strategy, Brand & Marketing, Center of Excellence (CoE) for Advanced Analytics, and Service Excellence (including customer complaints) Units.
DJ has a diverse portfolio of experiences across financial services, digital transformation, advanced analytics, marketing, and strategy. In his 25+ years of international experience, DJ has managed teams in Asia-Pacific, Greater China, UK, Middle East and Africa, and the US. He joins us from AXA Asia where he was the Chief Strategy and Customer Officer and was instrumental in driving strategy, industry-first products portfolio, and digital & data transformation. In his previous roles, DJ has held executive positions of MD Strategic Analytics CoE at Barclays UK, Chief Marketing Officer for International Markets at Cigna Corporation, and senior executive positions at Standard Chartered Bank in Dubai, Hong Kong, and Singapore.
Sean in an experienced CIO and CTO, with 25 years’ experience in the Financial Services Technology sector in Retail, Commercial and Investment Banking in UK (ING, Prudential), Australia (CBA, Bankwest) and UAE (ADCB), and globally with Transit Payments technology provider servicing major cities in Europe, APAC and North America (Vix). He has delivered Digital Banking platforms, back office process transformations, organization-wide Agile implementations, and driven the shift to Cloud native technology stacks to drive speed and efficiency in Technology delivery.
Founder of 5 tech startups with 17 years of experience in building software & hardware products sold in more than 40 countries.
Education: B. Com in MIS - McGill University | Master of Arts in Enterprise Management - Durham University | Master of Educational Technology - UBC | Harvard MEPLI Fellow & CAEL certified | Certified Technology Specialist - AVIXA.
Somnath Sarkar is EVP and Group-CISO at Mashreq, providing singular accountability for group level security and privacy programs in the bank. Somnath visualized the changing landscape of cyber-security and was instrumental in enabling disruptive technologies to grow in the evolving marketplace, introduced effective digital strategies, system designs and data to help Mashreq transform as a market leader. With deep expertise in managing Privacy including advising on compliance with GDPR and various Data protection laws across the globe, Somnath acts as a single point of contact for all data compliance across Mashreq. With more than 35 years' experience as an security professional and enterprise architecture, Somnath has a successful track record of establishing and implementing large scale IT and Security programs across the banking industry.
Prior to joining Mashreq, Somnath has served in several banks as CIO and Technology head, where he drove transformation programs related to smart banking, cyber defense, enterprise mobility including setting up Data Centers and COEs. Somnath is a highly rated public speaker, frequently keynoting on cyber security and privacy related topics at large events including Cloud Summits, Fintech forums, and others.
Ayman Alqudsi is an Influential and experienced IT Management Executive with 24+ years of achievement. Leveraging technology to drive organizational growth, performance, profitability, and leading IT, Innovation, and Digital Transformation initiatives in support of business strategies and objectives. Result-oriented, client-focused, process-driven, cost-conscious technology leader with proven success in creating and managing effective operations and teams.
Ayman joined United Arab Bank in 2018 as the Chief Information Officer and he is currently responsible for overseeing the entire IT management operation and the Bank’s Digital Transformation journey.
Previously, he was the EVP – Head of IT at FAB for about 2 years and before the merge at NBAD for 7 years headed the IT Infrastructure for the bank. Earlier to the UAE experience, Ayman worked in senior positions for about 10 years in the US at different business sectors from manufacturing with a Fortune 500 company to a Higher Education Institute, all within the IT field.
I am a data professional with over 10 years' of experience in the Middle East. As the Chief Data & Analytics Officer at HSBC, I lead a group of amazing people and am proud to be part of a dynamic team that helps to enable additional revenue and protect the bank from fraud.
My expertise includes data analysis and interpretation, and the development and implementation of automated solutions. I enjoy generating insights that help the business to make better informed decisions.
Abdelrahman is the Chief Strategy Transformation Officer at anb Saudi, where he leads the bank’s strategic agenda definition and execution across Wholesale, Retail, Treasury, and Investment Banking. Prior to anb, Abdelrahman was Head of Group Strategy for a leading KSA bank and had a career in Strategy Consulting where he supported public and private sector clients on various topics.
Compliance and digital risk management professional with over 20 years of experience in global banking covering regulatory compliance, operational and enterprise risk management.
Enable and empower the Business, Compliance and Risk colleagues to embed globally consistent, effective compliance risk management and deliver fair customer outcomes. By applying sound risk management principles design, develop and manage compliance programmes. Risk steward, who advise and challenge the Business by providing independent and objective oversight on wide range of banking areas on their operation procedures, business practices in compliance with both external regulations and internal policies. Monitoring regulatory developments and ensuring adequate interpretation and implementation. Provide compliance support for transformation initiatives, ensure policies and procedures are fit for purpose, establish standards, devise high-impact strategies to mitigate compliance risk. Strategically manage regulatory and supervisory relationships, and audits.
Noman Rasheed is a senior banker with over 24 years of experience in financial industry, transforming organizations through the means of Digital and Innovation.
He specializes in design and execution of result-oriented transformation strategies and orchestration of high performance organization cultures.
Prior to taking up the role of Chief Information Office @ Dubai Islamic Bank, Noman was the Chief Information & Operations Officer @ Noor Bank, Dubai, managing its Operations and Technology Divisions.
Noman also had a long inning with Barclays Bank in the region as Director ofInformation Technology and Operations, for MENA.
Kaushik is the Wealth Management COO for Africa & Middle East with previous roles as an Operations CFO, Venture Capital Finance Lead as well as Chief Product Owner. In his most recent role, he is a champion for digital disruption across client journeys and has transformed the client experience for Wealth Management across the region. Kaushik has been working with Standard Chartered since 2016 where he first joined as an International Graduate in Corporate Banking, after graduating as a computer engineer from the National University of Singapore. He is a Chartered Management Accountant and a double degree MBA graduate from Kelley School of Business
(Indiana) and Manchester Business School.
Abbas Bou Diab is an Executive Manager- Head of Compliance & AML at BLOM Bank Qatar LLC since November 2008, a bank licensed by the Qatar Financial Centre Authority and regulated by the Qatar Financial Centre Regulatory Authority.
Abbas has 35 years working experience, among which 9 years in one of the international audit firms, Deloiite & Touche-Lebanon, in addition to 26 years in the banking sector.
Abbas holds BBA Degree in Business Administration from the American University of Beirut (July 1987) and a Master Degree in Business Administration from the Lebanese American University (July 1997). Abbas is also a Certified Anti- Money Laundering Specialist since 2006 and a professional member of the ACAMS organization.
Abbas has attended many conferences, seminars, and workshops in Europe and the Middle East. He was a moderator at FINNOVEX Summit that took place in Doha-Qatar on March 15, 2022 (Artificial Intelligence as The Catalyst of Digital Payments in The Revolution Industry), a speaker at Union of Arab Banks-(Compliance & Combating Financial Crime Conference-Doha, January 29-30,2020), the ACAMS 7th Annual AML & Financial Crime Conference- MENA (Dubai, November 13-14, 2016), ACAMS, 3rd Annual AML & Financial Crime Conference- MENA (Dubai, January 20-21, 2013), MEED -Qatar Banking Summit (Doha, September 9-11, 2013), UNI Strategic (Global Anti-Fraud Conference-Dubai, October 7-8, 2013), Clyde & Co. -Compliance Connect (Doha, December 12, 2012), in addition to in house trainer for the Bank’s staff in compliance and AML issues.
Abbas was an editor and member of the Arabic CAMS Exam Task Force who assisted in ensuring the translation quality of the CAMS Guide from English into Arabic.
Abbas lives in Doha-Qatar.
Mehreen is the Cash Head, Treasury and Trade solutions for Citibank UAE, joining the bank a year ago.
In this role, she owns product development and innovation to maintain and deepen client relevance and is responsible for driving business strategy for continued growth and transformation of Citi UAE’s Payments and Receivables, Liquidity Management and Commercial Cards business
Brief Career History
Mehreen has 16 years of diversified, cross-industry experience. Prior to Citi, Mehreen worked at Standard Chartered for 11 years, in various country and regional roles spanning Product management, Structured Solution Development and Sales. She has a notable track record of driving the innovation agenda and thought leadership, co-creating solutions to grow client’s businesses through technology adoption.,
She started her career in Telecommunications, where she spent 4 years in various Product and Project Management roles, before switching to Banking.
Mehreen holds a Bachelor of Economics degree from Lahore University of Management Sciences, Pakistan.
Anand Krishnan brings with him 25 years of IT experience, almost all of it in Banking and Financial Services. His experience include product development, software consultancy services and as a technology provider in financial institutions. His forte has been Private Wealth Management and Treasury though he has worked and led Retail and International banking technology units. From building ground up platforms in-house, to integrating and consolidating technology landscape across organizations, to helping businesses re-engineer and optimize processes through process automation and impactful analytics, Anand has facilitated wealth management transformation in banks in the middle east and southeast Asia across front, middle and back office.
Mahmoud is a distinguished banking professional with over 20 years of experience in UAE's banking industry. He has worked with three leading banks, including ADIB, Noor Islamic Bank, and Ajman Bank, in various capacities, such as Sales Management, Mortgages/Real estate, Cards, Personal loans, and recently, Global Transaction banking and Escrow, Wholesale Banking. Mahmoud is currently is Head of Transaction Banking and Escrow
Mahmoud's passion for breaking records is infectious, and he believes that success is impossible without a great team. As a people-centric leader, He firmly believes in the power of teamwork and leadership.
Abhishek Pratap Singh, an alumnus of King's college London is a seasoned Information Security and system Audit professional. With approx. one and a half decade of work experience with Banking, Finance and Insurance sector he evolved as a professional with in-depth business knowledge. He was honoured, as 'Cybersecurity Leader and influencer' in 2021, 2022 and 'Excellence' award by 'ISACA' in 2017. He is also founder and president of Oman 'Cloud Security Alliance Chapter'. With Go getter attitude he has proved his mettle in consulting, project and client relationship management. With proven leadership skills he successfully managed and delivered multiple projects in Cyber Security space such as Cloud Security Strategy, Risk management, Threat modelling, Security Architecture design review, Open Banking, Third Party risk management. He is also holding global certifications in Information security domain, to name a few CISSP, CCSP, CDPSE, CISA, CISM, CRISC, CEIH, TOGAF. He also holds certification in the space of Leadership from Harvard University.
Atul is an accomplished Data & Analytics leader with over 19 years of experience in the banking industry across the Middle East Region. Currently working as Head of Data Science at Qatar Islamic Bank, Atul is responsible for implementing data science and AI-based solutions across multiple functions of the bank aiming at increasing profitability and improving the customer experience.
Over the years, Atul has delivered multiple data science projects with quantifiable business outcomes which include personalized Product Recommendation systems, Geolocation Analytics, conversational AI systems, Supply chain Analytics, Customer behavioral micro-segmentations, Customer Lifetime Value, Customer attrition, and delinquency prediction.
Before joining QIB, Atul has also worked in the region in HSBC and First Abu Dhabi Bank. His last role was VP - Head of Analytics for First Abu Dhabi Bank before moving to Doha. Atul holds a Master in Data Science degree from the Liverpool John Moores University of London. He has also completed an Executive MBA from Bayes Business School, part of city university, London.
Mai is an experienced CX leader & enthusiast responsible for designing & implementing cross-channel customer engagement strategies, launching relationship deepening programs and improving retention levels who has been at the forefront of helping organizations accelerate their transformation to a “customer obsessed” culture. Her forte lies in driving CX transformational change through human-centric delivery models, innovation and process re-engineering programmes.
She is currently the Head of Client Experience at Invest Bank, where she oversees the development & implementation of the bank’s enterprise wide CX strategy & framework across channels. She has also worked with organizations like United Arab Bank, First Abu Dhabi Bank & Arab Bank. She also has a demonstrated history of building and managing highly engaged customer facing teams
Saad Toma is the General Manager of IBM Middle East and Africa (MEA).
In his role as IBM MEA General Manager, Saad is responsible for business operations, driving revenue growth, client satisfaction, and employee engagement across the Middle East, Africa and Turkey. IBM has made significant investments in the MEA region’s future and the development of local economies, with a direct presence in 30 countries. IBM MEA has core capabilities in hybrid cloud, AI, data, security and quantum computing, with Global Competency Centers, two research facilities in South Africa and Kenya and Technical Exploration Centers to serve clients, governments and the ecosystem.
Saad is an experienced IBM executive with deep industry, services, and technology expertise working across multiple geographies. Throughout his career at IBM, Saad has held various strategic and leadership positions.
Prior to his appointment as General Manager of IBM MEA, Saad was most recently the General Manager for IBM Asia Pacific’s Global Technology Services (GTS) where he was responsible for GTS’ performance across six markets: Australia & New Zealand, ASEAN, Korea, Singapore, India & South Asia, and Greater China Group. He has also served as the Chief Operating Officer for GTS globally based in the US, where he enabled transformation to support clients’ needs in an increasingly cognitive and digital IT environment.
This appointment is Saad’s second term in MEA as he served as the General Manager for GTS in MEA from 2011 until 2016.
Saad joined IBM as an engineer in the UK’s Hursley software laboratory. He holds a bachelor’s degree in engineering from Oxford Brookes University, and an MBA from the University of Southampton.
Liaquat Parkar is an Executive Partner at IBM Consulting. Liaquat has hands-on experience of working with banking C-Level executives to help drive their digital agendas and enable real time, seamless, predictive and personalised customer & employee experiences. By re-imaging data, cloud and AI technologies he has a strong focus on helping clients reduce operational costs and improve revenues. Liaquat has more than 25 years of consulting experience and has run large transformational projects for banks in MEA including one of the first Fintech rollouts in the UAE. Liaquat holds a BEng (Hons) Computing degree from Imperial College, London.
Head of Transformation, Customer Experience and Partnerships for CBI. A former Strategy consultant, I am responsible for formulating and delivering the enterprise level strategy of the bank, for creating and driving the customer experience improvement, the transformation agenda and forming innovative partnerships with a view to diversifying the bank’s offerings, target segments and market niches.
Ashwani Arora is Senior Vice President and Head of Global Customer Success at Nucleus Software. In his current role he is responsible for strategizing and delivering business value via technology solutions to over 150 Financial Institutions spread across 50+ countries. He is responsible for the efficient and optimum management of Nucleus Software’s Lending Solution recognized as the World’s Best Selling Lending Platform by IBS UK publishing. This cutting-edge Lending Technology, catering to Retail, Corporate and Islamic Finance is globally acclaimed and has been winning awards for the Best Selling lending platform for the last 10 years in a row. It is used by over 500,000 users every day and 1 new loan is booked on its platform every second.
Today, about 75% of India’s formal retail credit passes through technology platforms developed and provided by Nucleus Software.
A HBS Alumni, with more than 25 years of IT & BFSI industry experience and expertise, he enjoys being in a customer facing role and engaging and guiding Financial Institutions in strategically using Technology to achieve true Digital Transformation with least business disruption and optimum use of resources.
Mr. Bernad is a senior executive at IBM Consulting's Banking & Payments global Center of Excellence. Since Febr21 (when he joined IBM) to Feb23, he led Payments consulting services in Spain, Portugal & Greece (SPG) Market. In March 2023, he was appointed as Payments leader for EMEA Geo. Since Apr22, he is also IBM global leader for Stripe partnership and practice.
Mr. Bernad is known for his 25+ years expertise in banking and digital payments, having worked twelve years at Santander (Global Transaction Banking), nine at Accenture (Banking Payments) and one at Redsys (Innovation, Digital Transformation, and Strategy Execution). He is a senior consulting practitioner, with hands-on experience in selling, leading and executing complex projects ranging from strategy and business consulting to technology development and implementation; contributing to leverage advanced technologies to create business value for payments service providers along the whole banking and payments industries.
Mr. Bernad has had regional and global management responsibilities, with a rich track record in Iberia, the rest of Europe, Latin America, the United States and Africa. He holds an MBA from IE Business School (Madrid - Spain) and a Program Certification in Digital Transformation from MIT (Cambridge, MA - USA). He is based in Madrid.
Wan Norhaziki is a Shariah finance professional bringing 17 years of experience with extensive exposure within a wide range of financial industries, from central banking, global standard-setting, applied research, to Islamic banking sectors in both Middle Eastern and Malaysian banks. He currently leads the global Shariah Governance Unit at Crédit Agricole Corporate and Investment Bank (CACIB) in Dubai. Prior to this, he was Vice President and Head of Shariah at Asian Finance Bank, Head of Shariah Risk Management at Bank Muamalat Malaysia, and Head of Shariah at the Islamic Financial Services Board (IFSB). Wan Norhaziki started his career with the Central Bank of Malaysia in 2007 and had been involved in the Malaysia International Islamic Financial Centre (MIFC) initiative, prior to joining the International Shariah Research Academy for Islamic Finance (ISRA) as a researcher. A Certified Islamic Banker by CIBAFI, Wan Norhaziki holds an M.A. in Shariah, and LL.M. in Banking Law from the International Islamic University, Malaysia (IIUM), a B.A. in Politics and Islamic sciences from the IIUM, a B.A. in Shariah from Al-Madinah University, and a diploma in Islamic studies from Makkah, Saudi Arabia.
Sid is with Dataiku as the Regional Vice President and General Manager for Middle East, Turkey and Africa; he is also on the Board of Directors and has been with Dataiku since the inception of operations here in the region.
Sid is working strategically with the top 20% of the best known Data-driven clients in the region that are committed to gathering data concerning all aspects of the business as information-based decision-making becomes a part of their competitive advantage.
Sid brings in decades of Leadership, Management & Enterprise Sales experience to his role, having worked with companies like Cloudera, IBM and Sybase (SAP) before joining Dataiku, exclusively focusing on Data & AI Space.
Sid has had a successful record of overachievement though out his career by consistently exceeding performance & budget goals by aligning field efforts with organizational objectives. He specializes in executing action oriented strategies that produce results by leveraging a mix of visionary, strategic, technical, sales, operations and analytical expertise.
As coach & leader Sid excels at getting his team to out-strategize, out-think, and out-close competition by executing go-to-market strategies that create immediate impact & that fuel revenue growth. He is passionate about leading and motivating by example and fostering an energetic, collaborative, inclusive, diverse & democratic culture.
Sid is known in the industry as the go-to professional for start-ups to set up operations ground up and to scale them by identifying opportunities for growth and navigate change, as well as for his commitment to transparency, accountability & partnerships.
With experience at different levels — start-up, growth stage and established organizations, he is on LinkedIn to strengthen business relations and ensure customer & partner success.
Frida heads up the Security market team at IBM Middle East and Africa and is responsible for managing the end-to-end Security business, expanding IBM’s security footprint across the region. She joined IBM in June 2022 and have more than 20 years of experience in the technology domain, leading high performing sales and partner teams at top companies like IBM, Microsoft, Google Cloud, Dell, and Cisco.
Frida is known as an authentic and energetic leader with a passion for growing and building diverse and collaborative teams that deliver high customer innovation and satisfaction. Her international experience spanning Northern Europe and now Middle East and Africa, makes her familiar with different cultures and business practices. She is a trusted advisor to key clients in diverse industries such as banking, telco, public sector, retail, aviation and more. She is recognized as a top voice in technology, a change agent and a champion for growth initiatives by her peers. Frida is a mentor to a handful of professionals both inside and outside IBM and a strong advocate for diversity and inclusion in the workplace.
A lifelong learner with a growth mindset, Frida holds a Marketing Economics Diploma from RMI, Stockholm and an Executive MBA from Hult, Dubai. At leisure, Frida enjoys spending time with her family, playing padel tennis, skiing, golfing or walking her dogs.
Dr Alexey was born with the “Passion for Data” programmed in his DNA.
Alexey started his carrier 27-years ago building volumetric model of radioactive pollution of Chernobyl nuclear disaster Zone with Russian Academy of Science and since then earned his reputation as the strategic adviser in all aspects of Data Management.
Prior joining Denodo as Chief Evangelist, Alexey built and managed enterprise-wide Data Integration platforms for industry giants like Nokia and Deutsche Bank. In the last 15 years Dr Alexey has been helping many companies across 3 continents to Digitally Transform their business with the edge-cutting Data technologies from Teradata and Informatica.
Anand Sampath has more than 29 years of experience in a combination of leading National and Multi National Banks, handling multiple roles with Cash Management and Payments domain. As part of FAB’s Global Cash Product Management within GTB, Anand is Head of Global Payments & Collections.
He has been involved in various payments//industry shaping initiatives, Regional Cross Border payments roll outs with multi lateral agencies and involved with Central Banks on CBDCs.
Bishu is a global executive with extensive experience in leading and delivering Technology and Business Transformation services across multiple sectors and geographies. Bishu leads the region’s business performance, day-to-day operations and executing strategies for profitable growth in the market. He is also responsible for overseeing all aspects of the company’s strategy, sales, client engagement, innovation programs, and P&L.
Bishu have held various Senior leadership positions with key focus on large-scale Enterprise transformation, Business Unit responsibilities, Service Line building to grow & harness talent and culture, Industry focused roles to drive Go-To-Market with key Industry solutions, Account leader role to helping clients unlock the value with transformation and business outcomes across industries and geographies. He also has experience with top global clients focused on disruptive technologies such as Cloud, AI, Cognitive, Automation and IoT.
Liam leads the sales function for EMEA for Thought Machine, and is responsible for driving the strategy for existing and new commercial engagements across these regions.
Liam holds more than ten years’ experience in driving technical and commercial strategies in the core banking and enterprise payments. Prior to joining Thought Machine, Liam was head of enterprise payment solutions for EMEA in Dovetail which was acquired by Fiserv in 2017.
Puneet is the co-head of product management and global head of marketing at Finacle - Infosys’s digital banking products unit that serves financial institutions in over 100 countries. Puneet has led multiple
roles across consulting, startup engagements, and platform strategy during the last 17 years at Infosys Finacle. With his close collaborations with global banks, startups, and industry thought leaders, he brings
along a deep understanding of the evolving financial industry landscape and how modern technologies can help unlock new possibilities. Before joining Infosys, Puneet was a regional business leader at Bajaj
Allianz Life Insurance – one of the largest life insurers in India. Puneet holds an engineering degree in computer science and specialized in Marketing & Finance during his post-graduation.
Abhra Roy is responsible for managing the Finacle Wealth Management product line, and also for charting its product strategy; this includes the management and development of the Wealth Management product line, managing client relationships with Banks and Financial Institutions and also working on the detailed product road map. Abhra specialises in the area of Private Wealth Management, Financial Advisory, Brokerage Operations, Custodial and Depository operations. He has published several thought papers on the role of Technology in the Wealth Management space. He draws from his rich experience of over twenty five years of working in financial institutions and technology domain.
With 12 years of experience in SaaS, Cloud and Mobile, our Partnerships Lead in Middle East Dmitrii Ilinov will reveal key mobile market trends affecting Mobile Banking, Payments and FinTech in the region
Sunath is a highly experienced and passionate Vice President Sales - MEA for Settlemint Blockchain Ltd, based in Dubai. With over 17 years of industry experience across multiple continents, including North America, Europe, Middle East, and APAC, Sunath has previously worked for leading companies such as Oracle, DXC, and Wipro. Throughout his career, Sunath has developed a keen interest in Web 3 technologies and their potential to transform businesses and governments for the better. He is committed to continuous learning and holds an impressive array of qualifications, including an MBA from the University of Birmingham UK and executive education from Harvard Business School in strategy and sales. Sunath is also highly skilled in computer science, with both a master's and a bachelor's degree in the field.
Soren Benfeldt is a Principal Enterprise Architect specialized in IT Transformation across many industries. He is based in Dubai, working for Kyndryl in a Global role, engaged in the largest and most complex client engagements worldwide.
Soren started his career in a bank and has more than 35 years of experience worldwide in the IT Industry. He has previously lived and worked in Denmark, Turkey, South Africa & Singapore and been engaged with some of the largest banks on their transformation journeys.
Motaz Ghazi is the Banking lead sales partner for Kyndryl in Gulf and Levant. He leads the go to market strategy for Kyndryl in Gulf and Levant focused on the banking and financial industry to ensure that Kyndryl offerings are aligned with regional banks requirements and local regulations.
Motaz has 10+ years of experience in building trusted relationships with leading financial institutions in MEA region helping them to drive their digital transformation strategy and introducing new banking services.
Yasir Siddiqui has been focusing on the regional financial sector since the past 14 years. He joined Snowflake in 2021 and is now successfully leading FinServ for META, while making UAE banks and institutions become increasingly data-driven every day.
Bharani, with 24 years of experience has been building applications since the late nineties for banking and financial services, retail and media industries. In one of his recent engagements, he helped a large private bank build their entire digital-first retail and business banking platform. He is a connoisseur of various technologies but his passion lies in simplifying system designs. He also indulges in building strategies around data engineering and making the most of real time analytics for Thoughtworks’ clients.
Bharani in his current role as the Head of Technology,India devotes most of his time to shaping new pursuits, actively participating in client projects, while also crafting blueprints that eliminate projects’ SOS calls for rescue. In one of his recent engagements, Bharani helped a large private bank build their entire digital-first retail and business banking platform.
He collaborates with the Thoughtworks' Technology Advisory Board that puts together thoughts on emerging technology trends in the industry, resulting in the much sought after Technology Radar.
Earlier leadership roles that Bharani has held, include the Office Technology Principal for Thoughtworks Chennai where he mentored the developer community in the region.
While Bharani's geeky passion lies in learning and building low latency, high throughput applications, he has also capitalized on opportunities to design and build distributed systems, leveraging microservices. And what he loves most about coming to work is being surrounded by people who are smart and contribute to Thoughtworks’ open culture, which he believes, provides a great platform for people to question, challenge and learn.
James Harvey is the EMEA CTO at Cisco AppDynamics, working with clients to convert performance insights into business outcomes. He is also responsible for setting Cisco AppDynamics’ regional product strategy. Before joining Cisco AppDynamics he held various positions in IT leadership at New Look, BP, Royal Bank of Scotland and ABN AMRO Bank.
Deepak Arora is the Vice President of Product Management at MobiFin. He is having 18+ years of experience that including 13+ years in Fintech (Digital Payments, Wallet, and Banking). He is heading the Product Management, Marketing, and Partnership Ecosystem across the MobiFin Suite. Deepak is actively involved in Multiple Leadership Roles across Product Management, Business Development, and Technology.
Gaurav Mathur is the Founder and CEO of SafeGold. With more than 30 million customers, SafeGold is Asia’s largest digital gold platform. SafeGold is licensed to operate in multiple countries, including the UAE, Singapore, Thailand and India and has integrations with more than 100 banks, brokerage and tech firms across the region. Prior to SafeGold, Gaurav spent 15 years in the private equity industry with InVent Capital, India Equity Partners and JPMorgan. He has served as a Director on the boards of numerous companies including Manappuram Finance, Jubilant Foodworks, Quess Corp, Piramal Glass and MTR Foods. Gaurav started his career with Deutsche Bank in London. He has an MBA from the Indian Institute of Management, Ahmedabad and a Bachelor in Economics from Delhi University.
Bhavya Kumar is a Managing Director and Partner at Boston Consulting Group (BCG), based in Dubai, United Arab Emirates (UAE). Bhavya leads BCG’s Digital Practice for the Financial Institutions in the Middle East. With a career spanning more than 15 years, Bhavya has extensive global leadership experience in strategy and management consulting focused on the financial services sector. In his current capacity, he focuses on projects in the banking and fintech spaces, providing invaluable insights, guidance, and expertise in transformation and strategy, disruptive innovation, digital-driven business models, agile ways of working, customer journeys, and IT governance. Bhavya works closely with regional and global clients across banking, fintech, while simultaneously concentrating on other critical areas, including digital attacker banks, technology effectiveness, and portfolio prioritization. Bhavya is currently engaged in the setup of 3 digital attacker banks across GCC. Throughout his career to date, Bhavya has amassed a series of impressive accomplishments and experiences. He has overseen digital strategy and transformation, identified innovation opportunities, and implemented cross-sales analytics models for leading institutions, as well as designed high-performing agile organizations across banks. He has a Master of Business Administration (MBA) degree from the University of Chicago Booth School of Business and a Bachelor of Engineering (B. Eng.) degree with the highest distinction.
Andrea Gay is a BCG Partner in Dubai Office, core member of BCG Financial Institutions Practice Area. He has 15 years of consulting experience across Middle East, Europe and South-East Asia, working with commercial banks and regulators on Risk and Strategy topics. He currently leads the Risk Management and Compliance Practice Area in Middle East.
Ernesto Giralt is the Chief Commercial Officer at Strands, where he leads the company's global growth initiatives. With over 15 years of experience in both strategy consulting and fintech, Ernesto brings a deep understanding of the Banking Digital Transformation Strategy and GTM Strategies to achieve Strands growth goals.
After graduating with a BA from Esade, Barcelona, and an MBA from the University of Florida, Ernesto began his career in the financial industry as a strategic consultant at a Big4 firm. In 2012, after 5 years as consultant, he joined Kantox, a promising fintech startup, as its fifth employee. As the company's sales leader, he helped to grow the team to almost 200 people and its revenue from 100k to more than 20m recurrent revenue. Kantox was acquired by BNP Paribas in October 2022 for over 140m.
Senior Executive with 25+ years of experience in accelerating growth especially across multinationals, emerging markets and payments. Recognized in the recent past by Forbes among the Top Influential Leaders in MENA, Marcello currently holds multiple positions as Board Member in the Payment Industry (Strands LLC, Al Ansari Financial Services, Enza Group) and is acting as Senior Advisor for the Global Management consulting firm Kearney within the Financial Services practice. Marcello has been leading the digital transformation of Payments in CEMEA by previously holding multiple senior executive positions at Visa CEMEA and FISERV (previously First Data) in Europe.
Intuitive leader with proven expertise in building cross-functional, high-performing and diverse teams within the CEMEA region. Notable success in over-achieving growth targets and increasing market share against competition by setting future proof strategies and by attracting multi-million dollars investment from shareholders. Highly skilled in fostering cultural transformation (D&I), displaying the highest standards of integrity, accountability and transparency. Proven ability to constructively connect with shareholders and to effectively manage boards according to most advanced corporate governance policies/procedures. Excited to bring my wealth of experience, as NED to companies that aspire to accelerate growth in the Region. Recently recognised by Forbes among the Top Influential Leaders in MENA – https://www.forbesmiddleeast.com/list/global-meets-local-top-50-executives-regional-executives-heading-international-companies
Tim leads Synechron’s Global Data and Analytics Practice. The Data Practice is a global team of data-centric consultants, technologists, AI/ML engineers and implementation professionals who bring their expertise to help financial services clients better manage their data. This includes data strategy, refining & defining data architecture, building and controlling AI/ML solutions, data governance, data mesh solutions, data storage and data quality.
Senior payments and consumer marketing professional with 20 years+ of experience in building and strengthening businesses & brands; Specialization in payments, cards and loyalty programs, merchant acquisition with large local and MNC banks in the emerging markets of India and UAE.
Driven focused business strategies with strong emphasis for precision based execution; an analytical mind with hands-on approach. In-depth experience in major areas of retail banking with thorough knowledge of product & portfolio management, marketing, distribution, financial planning & control, portfolio valuations, operations and technology.
Presently as the Head of Cards business at Abu Dhabi Commercial Bank (ADCB), I lead a multicultural team driving business profitability & growth of the payment cards product line across all customer segments. Previously in India, I was part of the cards business team of two large card issuing banks viz. HSBC and ICICI Bank. I began my career at Aptech Training, a leading IT education company. Here I learned franchisee management & frontline sales.
Technology leader in Big data & Analytics strategy , Data Governance with more than 19+ years of experience In banking & financial industry. Transforming Data into value & self-service analytics . Implemented enterprise scale Data and Analytics projects including Data Mesh, Data Fabric, across multiple geographies. I believe Data Mesh and Data Fabric would be new shift to Big Data world.
Dr. Jelena Janjusevic is Associate Professor at Heriot-Watt University Dubai and Programme Director for MSc in Finance and Management.
She teaches both Undergraduate and Postgraduate programmes in finance and economics. She has been a part of the University since 2017.
In her 20-year-long working experience, Dr. Janjusevic has worked with - government of Montenegro officials, municipalities, social partners, foreign government officials, and international institution representatives – World Bank, IFC, EBRD, USAID, UNDP, CHF, EC, etc.
Besides teaching, Dr. Janjusevic has strong managerial and research experience. She has previously been engaged with many different projects dealing with macroeconomics, sustainable development, and public administration capacity building (initiating a number of reforms in the energy sector, urban planning, financial, health, pension system, education system, investments, business environment, and legislation improvement).
Dr. Janjusevic spent nearly seven years working in the first think tank in Montenegro as a researcher and analyst. Additionally, she has successfully organised and attended many conferences, seminars, workshops, and press conferences. Furthermore, Jelena has a deep understanding of econometrics, statistics, organising surveys, focus groups, trend analysis, and training, etc., preparing a number macroeconomic, socioeconomic and financial analysis and papers.
Her areas of interest are - Quantitative Finance, Portfolio Selection, Sustainable Development, Sustainable Finance, and Sustainable Tourism.
Previously she used to teach at Montenegro Business School, and the University of Mediterranean in Montenegro.
Rajat Prakash currently working with Dataiku as the sales manager covering BfSi industry for key countries in Middle East including UAE.
He is associated with advanced analytics, AI/ML space along with mission critical solutions like fraud and compliance Systems for over a decade now.
Having sold these solutions, technologies to many market moving financial institutions has provided a good understanding of the challenges, opportunities and avenues for these clients to invest and reap benefits from the technological investments.
Haroon Durrani is an accomplished financial services leader with over 17 years of experience in banking and tech firms under the Agile framework. He has newly joined as Head of Cards and Payment at Commercial Bank of Dubai. Previously, he headed Business, Consumer Cards, Loans & Digital at First Abu Dhabi Bank for 2 years. Prior to this, he spent almost four years at Westpac banking group in Australia, delivering notable achievements such as the Instant Digital Card with Dynamic CVC/CVV and leading mobile payment delivery in payments strategy. Haroon's efforts earned him the Digital Banker Award in 2022 for "Best Use of Data & CX," with proposals to expand product offerings for mass & youth segments underway.
Dr. Ullas Rao is the Assistant Professor of Finance, School of Social Sciences at Heriot-Watt University, Dubai. He earned his doctorate in finance for his work on 'Posterior Analysis of Mergers & Acquisitions in International Financial Scenario during the Last Decade' from the University of Mysore, India, under the guidance of Dr. M. R. Suryanarayana Murthy (PhD Birmingham, UK).
With more than 12 years of teaching, consulting and research experience, Dr. Rao has made significant contributions in disseminating financial education through high-impact educational programmes for a wide audience of undergraduate, postgraduate, and management students.
He has also conducted a significant number of training and consulting programmes on finance for some leading Indian and multi-national corporations, which have been rated highly by their participants. In addition, to demonstrating strong organisational skills, he has conducted numerous high-impact and influential conferences and seminars on finance in India and the UAE.
Dr. Rao has published extensively in journals of international repute and presented papers at leading International conferences, including the 22nd Australasian Conference on Banking & Finance, held in Sydney, Australia, in 2009.
Rajeev Chalisgaonkar joined Mashreq a year ago as the Executive Vice President, Head of Business Banking & NEOBiz. In his role, Rajeev manages the bank’s Business Banking segment and NEOBiz propositions, including defining go-to-market strategy and improving the overall delivery and experience for the business banking customers. As part of his responsibilities, Rajeev closely works with other business segments to capitalize on growth opportunities as well as help drive a strong value proposition through cross sell and strategic partnerships to further strengthen the Mashreq SME ecosystems and in turn enhance the offering for SME customers.
Rajeev has over 29 years of Corporate, SME and Retail Banking experience across Asia, Europe, Middle East and Africa. He spent the previous 11 years with Standard Chartered Bank, heading Business Banking segment and products globally for last eight years. Previously he held leadership roles with Barclays in Dubai and India and with Citigroup in Central Europe. Rajeev has extensive SME Banking experience, especially in digital transformation of Business lending, development of new lending models based on alternative data, and forging partnerships with large data-driven partners for business expansion.
Rajeev is a metallurgical engineer and holds an MBA from IIM Calcutta in India.
18+ years of experience in financial service sector with proven track record of success in complex, fast-paced digital environment
Specialization in P&L Management and Business Transformation including strategy formulation and execution.
Focused on creation of next-generation banking services that re-define customer experience around simplicity and transparency.
In current role as Vice President – Investments, he is responsible for redefining and leading the development of next generation of digital experiences for Wealth Management clients. Leading the digitization of client journeys and modernization of technology platforms.
Dr. Zakiya Abdul Samad is an Assistant Professor at Heriot Watt University. With over 25 years of experience teaching undergraduate and graduate courses in Finance, Economics, and Accounting, Dr. Zakiya is a highly accomplished professional in her field. Having completed her PhD in International Finance in 2019, she brings a deep understanding of the subject matter. Currently focusing on teaching courses in Fintech, Banking, Economics, and Personal Finance, Dr. Zakiya is committed to creating a learning environment that engages students in critical thinking, problem-solving, and hands-on experiences. Her pedagogical approach prioritizes active learning, fostering intellectual curiosity and empowering students to become lifelong learners. Additionally, she is an experienced researcher with expertise in risk management, sustainability, and Islamic finance. Dr. Zakiya regularly conducts Executive Education programs in Islamic Finance and has published papers in this area. She is not only a dedicated educator but also a qualified career coach, training professionals and executives while being a lifelong learner herself.
Tomasz Bortnik heads the Wealth Management Product Department for the bank, based out of Dubai, UAE and has working in Citibank UAE since 2014 and Citibank EMEA (London) since 2005.
Prior to his current role, Tomasz was Citi EMEA Regional Manager of Equity and Fixed Income Product as well as led securities backed lending proposition, based in London UK
Prior to taking on this role, Tomasz headed Citi EMEA’s Regional Investments Sales Advisory function, based in London, UK.
Tomasz also has consulting experience from a 5-year stint with Consulting company, Accenture Germany, and earlier Accenture Poland.
He specializes in Wealth Management Solutions, Products, Processes and Technology and has experience with x-country engagements, implementations and has multi year experience in the management of liability (have money side), FX, Securities Backed Lending, Investments and Insurance.
Tomasz has a Master’s degree in Finance and Banking from the Warsaw School of Economics. He also studied in Germany. Tomasz is accredited by the UAE Securities & Commodities Authority.
Eli Taranto serves as Executive Director at EQITrade, of which EQIBank – the world’s leading crypto-friendly digital bank is a part of.
Previously, Eli was Chief Marketing Officer of Altair Capital ($750M AUM) and COO of the Token Space Blockchain Accelerator. Prior to that he managed Operations at a $2bn Singapore family office. In London, Eli was the managing partner of Magnum Group, leading communications strategies for major financial and retail clients. He served as Advisor to Cointelegraph, 0byte, Crypterium, as well as other leading providers in the blockchain and traditional space. He holds a BA from King’s College London.
With over a decade of professional experience in financial crime compliance, Noman has held a multitude of advisory and training positions within regionally-renowned financial institutions including Emirates NBD and Sharjah Islamic Bank. He has dedicated himself and his career to combating financial crime and trade-based money laundering, through being a CGSS and CAMS-certified expert, having a comprehensive understanding of FATF, EU and other regulatory and supervisory agencies' international best practices as well as UAE AML legislation. Moreover, He is an experienced trainer who utilizes technology and innovation to deliver effective training instruction.
Mohamed Rashad is the Head of Trade Product at Abu Dhabi Islamic Bank (ADIB).
Prior to joining ADIB, Mohamed Rashad worked as Group Head Trade Finance Operations at NBAD, Division Head at Arab Trade Financing Program, Head Trade Finance at AlMasraf, Acting Head Trade Sales at National Commercial Bank NCB, Disbursement Officer (In-Charge of Credit & Loans Admin.) in Islamic Development bank and Branch Manager in Egyptian American Bank. Having in total 34 years of banking experience in different areas such as Transaction Banking, Financial Institutions, Banking Operations, Credit & Loan Administration and Syndications.
Mohamed Rashad holds a Bachelor Degree in Accounting from Cairo University in 1989. And Certified as CDCS in 2004.
His professional interests focus around Trade Finance, transformation and the system implementation.
Spent 25+ years in the Middle East Banking & Insurance firms, Imran is passionate about Digital Transformation and Technology Innovations and aims to serve BFSI meeting their digital transformation objectives enabling digital disruption, leveraging innovative technologies.
As a digital enthusiast, Imran speaks about Digital Strategy & Transformation, governance and digital enablers.
Have led multi dollar program & project portfolios and delivered digital, strategic, business & technology initiatives for banking & insurance giants in KSA, Qatar & UAE.
Adnan Fasih has over 30 years of banking career with a strong focus on Islamic finance for the last 15 years. Having sound understanding of an emerging & dynamic market segment with working experience, exposure & outreach in key Islamic Finance centers i.e. Pakistan, UAE, South Africa, UK & Switzerland. A successful track-record of setting-up this business line as a new franchise with distinct identity SIRAT and tapping new opportunities by developing synergies across geographies.
Adnan since 2012 has been in leadership role for establishing & upscaling Islamic Banking as a prominent business function with success within Habib Bank AG Zurich (a swiss Bank incorporated in 1967 with international presence in 10 countries) to tap new potentials for the group by leveraging on the network presence. Focusing on this fastest growing niche banking sector he understands the strong ties that keep the local business community humming and works closely with key stakeholders as subject matter expert in each jurisdiction to structure Shariah compliant products and offerings which are all inclusive, competitive and market driven. Thus bridging boundaries and building on commonalities for benefit of all communities.
He has been associated in past with other top tier banks where he has also held strategic and management position & gained invaluable experience institutions like Societe Generale-France, Emirates NBD- UAE, ANZ Grindlays - Australia & BCCI.
Adnan holds an MBA from University of Leicester (UK) is a Banking graduate with Corporate Banking program from DC Gardner London & Islamic Finance qualification from Dow Jones.
Heading the Data & Analytics Team at Wio Bank, the region’s first platform bank.
With over 10 years of experience on Analytics and Data Science practices, began my career in consulting as part of the applied intelligence team at Accenture, developing analytics and AI projects for different industries.
Later moved on to the Tech sector where I had the opportunity to work on great companies such as Uber, where I was part of the Regional Operations team for Latin America.
Most recently, I have been focusing on the Fintech and Banking sectors, where I have had the opportunity to be part of the founding team as Head of AI for Financial Products of the first fully digital bank in Mexico, Bineo. And now, building the whole Data Platform for Wio Bank, with an innovative architecture that will enable streaming events for analytics and ML.
Osama El Samadoni is the General Manager of GBM Dubai. He has over 30 years of experience working in the region. He has a prominent track record in strengthening business growth in an increasingly competitive market, while supporting organizations of all sizes to navigate digital disruptions and IT transformation challenges.
Aleksandra is an economist by passion, finance specialist by education and a banker by experience. She also describes herself as a millennial and an engaged supporter of women in all aspects of finance – starting from financial education to women in management.
Aleksandra is a strategist who loves to identify and analyze trends happening in the world, frame them and apply in the organizations she works for. Her personality can be characterized by a word curiosity –
she flourishes when she can explore, implement new ideas, do the things differently, and test new solutions. She brings to the table experience gathered across 10 different countries from the areas of Strategy, Banking, Economics, Digital, ESG, Investing, and Women Empowerment.
Aleksandra is an avid traveler; she aims to visit all the countries in the world (currently at 88). As she says: Travel is an inexhaustible source of inspirations for me, from travel I derive my resilience, courage and new ideas how things can be done.
Ghazanfar is responsible for driving client value through Hybrid Cloud transformation through IBM Infrastructure, Cloud and Lifecycle Services. He is a business leader with 22+ years of experience, with a strong track record of delivering High double-digit Growth and Market leadership in diverse global positions.
Expotrade Middle East FZ-LLC
Suite 316, DMC Building 8, Dubai Media City
PO Box 500686 Dubai, U.A.E.